How to Downsize your Home, Tips and Mistakes to Avoid
Downsizing your home can be a daunting task, but it can also be an exciting opportunity to simplify your life and focus on what truly matters. Whether you’re…
Hometown Realtors of Texas helps people buy, sell, rent and manage homes north of Houston. You get straight answers, local know-how and a broker who actually picks up the phone. And maybe a laugh or two.
We start with your budget and your must-haves, then set up a search that sends you the right homes, not every home. Before you write an offer, you’ll see what similar homes actually sold for, so you know if the price makes sense.
Pre-approval helpSold compsOffer strategyInspection & repairs
Pricing is the whole game. We build your price from recent sales and current competition, tell you which fixes are worth the money, then market your home where local buyers are looking.
CMAPrep checklistPro photosHAR & MLS exposure
Not sure if you’re ready? That’s the right place to start. We’ll look at credit, savings and the true monthly cost of owning, including taxes, insurance and any HOA, and compare it to what you pay in rent today.
Rent vs. buyDown payment programsMonthly cost breakdown
Renters get help finding a lease that fits and a clear read on the application before they pay fees. Landlords get market-based rent pricing, marketing and consistent, lawful screening of every applicant.
Lease searchApplication prepRent pricingScreening
Own a rental but don’t want the 2 a.m. calls? We handle rent collection, maintenance coordination, renewals and move-outs, and keep you updated without making you chase us for answers.
Rent collectionMaintenanceRenewalsOwner updates
Moving to the Houston area from out of state, or leaving Texas? We can do video tours, explain commutes and property taxes, and connect you with a trusted agent in CO, KS, OK, MO or OH, where our broker is also licensed.
Video toursCommute & tax basicsOut-of-state moves
Acreage comes with questions about utilities, septic, flood zones and restrictions. Builders have their own sales reps, so you want someone on your side. And higher-priced homes need careful pricing and privacy. We handle all three.
Acreage & lotsBuilder negotiationsLuxury marketing
Lower upkeep, but read the fine print. We help you review HOA fees, reserves, rules and what the association covers so the monthly number doesn’t surprise you later.
HOA reviewFee comparisonsResale docs
Small offices, retail spaces and investment property. We help you look at zoning, lease terms and income so the numbers work before you commit.
LeasingSalesInvestment analysis
Between homes, on a work assignment or waiting for a build to finish? We help renters find furnished and flexible leases, and help owners understand local rules and HOA limits before listing one.
Furnished leasesFlexible termsOwner guidance
Need a value for a sale, a refinance conversation, an estate or a divorce? We prepare comparative market analyses and broker price opinions based on real, recent sales.
CMABPOEstate & legal needs
Plain-English market updates, how-to guides and the occasional rabbit hole. Read the blog, or join our free Facebook group to ask questions any time.
Market updatesHow-to guidesFree Facebook group
Your mortgage payment isn’t your housing payment. Plug in your numbers to see the true monthly cost of owning next to your rent, and how the two compare over the years you plan to stay.
| Year | Buying, total cost | Renting, total cost | Equity if you sell |
|---|
“Total cost” for buying is everything you paid (down payment, closing costs, mortgage, taxes, insurance, HOA, PMI and upkeep) minus what you’d walk away with if you sold that year, after selling costs. For renting, it’s the rent you paid minus what your down payment and closing-cost cash could have earned if you’d invested it instead. These are estimates for comparison only. They aren’t a loan quote or financial advice, and they don’t include tax deductions or the homestead exemption. Talk to a lender for real numbers.
Want real numbers for a specific home? We’ll pull the actual taxes, MUD, HOA and insurance for any home you’re considering and walk through it with you.
Run the numbers with usWe live and work north of Houston. We know how flood zones, MUD taxes, HOAs and commute routes change the real cost of a home, and we’ll tell you before it matters.
You’ll deal with real people who remember your name and your goals. No call centers and no getting handed off after you sign.
If a house is overpriced, we’ll say so. If waiting is smarter, we’ll say that too. Good service sometimes means telling you what you didn’t want to hear.
Search the full Houston-area MLS on HAR.com by city, ZIP code, school district boundary, price or map. Save favorites and we’ll set up showings.
Downsizing your home can be a daunting task, but it can also be an exciting opportunity to simplify your life and focus on what truly matters. Whether you’re…
Selling and buying a home at the same time comes with its unique set of challenges. Timing is everything. You don’t want to be stuck with two mortgages…
Making a memorable first impression can set the stage for a successful home selling experience. The exterior of your home is the first thing potential buyers will see…
We take your move seriously. Ourselves, not so much. Our office is run by a science nerd, a bookworm, an Aggie and a proud animal lover, with two very demanding supervisors.
Bearded dragon. Once mistook a finger for a blueberry. Now fed with tongs.
Tests every sunny windowsill before a listing goes live.
Got a question that isn’t on this list? Ask us. There’s no such thing as a silly real estate question.
How buyer agents get paid changed in 2024. You’ll now sign a written buyer agreement before touring, and it spells out how compensation works. Sometimes the seller covers it, sometimes it’s negotiated. We’ll walk you through your options on the first call.
Yes. That’s exactly what Credit to Keys is for. We help you find a lease that fits today and build a realistic plan and timeline toward owning.
We compare recent sales of similar homes nearby, what’s active and pending right now, and your home’s condition and upgrades. You’ll see the comps yourself, not just a number.
Both. You can hire us just to price, market and place a qualified tenant, or have us manage the property day to day. We screen every applicant with the same written criteria.
Many newer communities north of Houston are in a Municipal Utility District (MUD), which adds its own tax on top of county and school taxes. It can change your monthly payment a lot, so we check it for every home you’re serious about.
Yes. Our broker is also licensed in Colorado, Kansas, Oklahoma, Missouri and Ohio, and we can connect you with trusted agents elsewhere.
Tell us what you’re planning. No pressure, no script, just a real conversation with a local Realtor.
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